Yorba Linda Real Estate News

How do Fed Rate Hikes Affect Mortgages?

How do Fed Rate Hikes Affect Mortgages?

Eeeeek! Rates are going up … or are they? Last week, for the first time after years of historically low rates, the Federal Reserve decided to raise short-term interest rates. For homebuyers, any rate hike often is seen a negative,…

It’s Elemental: New Homeowner’s Basic Maintenance Guide

It’s Elemental: New Homeowner’s Basic Maintenance Gui

Working with New Home Buyers is one of Vicki Sommers’  favorite things to do as a Real Estate Agent.  Being involved in the process with a buyer  is the such exciting experience! The buyer  saves up the downpayment, wades through thousands…

New FHA Leeway for Approvals

New FHA Leeway for Approvals

It’s time to buy and there are more reasons Not to Wait!   Having a low FICO score usually means there is no way for you to quality for a FHA mortgage, but changes to the underwriting process August 2015…

Sell Your Home in Any Season

Sell Your Home in Any Season

So far, the 2015 Housing Market in Southern California was BUSY!!!!   As we slip into autumn, many homeowners take their homes off the market, believing that their home will not sell in the fall or winter. While it is…

Creating an Idea Book for Your New Home

Creating an Idea Book for Your New Home

Contemplating buying a new home? Before you call your real estate agent, Vicki Sommers,  refine your ideas by creating an idea book. An idea book, exactly as the name implies, is a repository for all the ideas you have about…

Are You Ready to Buy a Home?

Are You Ready to Buy a Home?

Okay, it’s one of the biggest decisions of your life, so when do you know if you’re ready? Homeownership readiness can come at any age … there are young twenty-somethings that took the plunge, and there are empty-nesters that buy…