MORTGAGE & FINANCE

What To Know About FHA Loans

What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with… Read more ⇢
5 Ways To Use Your Home Equity

5 Ways To Use Your Home Equity

For homeowners, one of the silver livings of skyrocketing home values is a sudden increase in your home equity. According to a recent report by CoreLogic,… Read more ⇢
Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect whether or not you will… Read more ⇢
Getting the Best Interest Rate

Getting the Best Interest Rate

When you’re making a big purchase, such as buying a car or a new furnace, you know that it pays to shop around. Different stores will offer different prices… Read more ⇢
Why a Mortgage Pre-Approval Is So Important

Why a Mortgage Pre-Approval Is So Important

Is 2022 your year to buy a home? Congratulations! Becoming a homeowner is a major life milestone, and this year is a great time to buy a home. But… Read more ⇢
When You Shouldn’t Make Extra Mortgage Payments

When You Shouldn’t Make Extra Mortgage Payments

Paying off your mortgage early is a good thing, right? While we’d all love to have full ownership of our homes sooner rather than later, it isn’t always the… Read more ⇢
Avoid These Earnest Money Mistakes

Avoid These Earnest Money Mistakes

When it comes time to put an offer on a home they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer… Read more ⇢
Benefits of a VA Loan

Benefits of a VA Loan

If you’re purchasing a home and you’re an active military service member, a veteran, or a surviving spouse, then you may qualify for a VA loan. Read more ⇢
You Don’t Need 20% Down

You Don’t Need 20% Down

Is a down payment standing between you and your dreams of homeownership? Most people think you need at least 20 percent down in order to buy a home. But… Read more ⇢
What is a Balloon Mortgage?

What is a Balloon Mortgage?

Shopping for a mortgage is one of the first things you’ll do on your homebuying journey. Many buyers are aware that there are several types of mortgages available, including… Read more ⇢
Repairing Your Credit

Repairing Your Credit

Your credit history and credit score are key components that lenders will evaluate when you apply for a mortgage. The better your credit score, the better your terms will… Read more ⇢
Common Mortgage Terms to Know

Common Mortgage Terms to Know

If you’re buying or refinancing a home, then you’ve probably come across some terms that made you think, “Huh? What does that mean?” Honestly, you wouldn’t be alone! Real… Read more ⇢
Make Yourself More Attractive to Lenders

Make Yourself More Attractive to Lenders

The pandemic has upended the real estate market. Inventory has hit record lows and buyers are facing fierce competition when it’s time to make an offer on a home. Read more ⇢
Cash-Out Refinance: Pros & Cons

Cash-Out Refinance: Pros & Cons

Cash-out refinances have been in the news lately, and you may be wondering what they are and if one would be appropriate for you. Simply put, a cash-out refinance… Read more ⇢
Don’t Sabotage Your Mortgage Application

Don’t Sabotage Your Mortgage Application

Getting pre-approved for a mortgage is one of the first steps toward homeownership. But a lot happens after that initial pre-approval, and things can derail if you aren’t careful. Read more ⇢

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